Toledo Criminal Usury Lawyers

Criminal usury is defined as being caught with usurious loans or records of extortionate credit. These allegations are often just a single component of larger cases that allege organized crime activity. If you have been accused, our Toledo criminal usury lawyers are ready to defend you.

At Patituce & Associates, our team of Toledo defense lawyers has more than 30 years of experience, has navigated more than 200 trials, and includes three former prosecutors. We know what the state must prove to secure a conviction and how to best counter these efforts both in and outside the courtroom.

The time to start exploring your defense options for usury charges is now. Contact our Toledo white-collar crime lawyers today at 419-737-4556 for a free, no-obligation phone consultation.

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Ohio Usury Laws

Criminal usury (O.R.C. 2905.22) or the extortionate extension of credit is lending money with the understanding that violent retribution may result if the borrower fails the pay the loan back. This often occurs in criminal organizations with the help of a bookkeeper (who can also be charged under this statute).

Even if violence is not implied in the loan agreement, if it has an interest rate of 25% or more, it can still be considered criminal.

Ohio Criminal Usury Penalties

Penalties for criminal usury in Ohio include:

  • Criminal usury: up to 18 months in prison.
  • Processing the records (bookkeeping): up to six months in jail.

concept of Toledo criminal usury lawyers, image of usury law book

Defense for Organized Criminal Charges in Toledo

Many defendants are charged with criminal usury together with other organized crime offenses.

Cases that involve organized crime are often complex and multi-faceted. At Patituce & Associates, we’re well-versed in demanding criminal cases and have handled them from both sides of the courtroom. If you’ve been charged, we’re ready to make your rights and interests a priority throughout every stage of your case.

Call Our Experienced Toledo Criminal Usury Lawyers!

Criminal usury is lending money with an interest rate of 25% or more or with the threat of violence if a borrower doesn’t pay back the loan. If you have been accused, the time to speak with proven criminal defense counsel is now.

At Patituce & Associates, our experienced team of Toledo criminal defense lawyers has more than 30 years of experience, has navigated more than 200 trials, and includes three former prosecutors. We know what is required for the state to secure a conviction and how to best counter these efforts both in and outside the courtroom.

Contact us today at 419-737-4556 to schedule a free, no-obligation phone consultation.

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